Rates
LOAN RATES | CLICK HERE FOR SHARE CERTIFICATE RATES
| Bluegrass Community Federal Credit Union | ||||||||
| MODEL YEAR | TERM IN MONTHS | MINIMUM AMOUNT FINANCED | CREDIT SCORE | AVAILABLE FOR | ||||
| 720 + | 670-719 | 620-669 | 550-619 | < 550 | ||||
| 2009-2011 | 36 | 4.75% | 5.25% | 6.25% | 9.00% | 13.25% | NEW VEHICLES MOTORCYCLES | |
| 48 | 5.00% | 5.50% | 6.50% | 9.25% | 13.50% | |||
| 60 | 8,000.00 | 5.00% | 5.50% | 6.50% | 9.25% | 13.50% | ||
| 66 | 15,000.00 | 5.25% | 5.75% | 6.75% | 9.50% | 13.75% | ||
| 66 | 20,000.00 | 5.50% | 6.00% | 7.00% | 9.75% | 14.00% | ||
| 72 | 25,000.00 | 7.00% | 7.50% | 8.50% | 11.25% | 15.50% | ||
| 72 | 40,000.00 | 8.00% | 8.50% | 9.50% | 12.25% | 16.50% | ||
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| MODEL YEAR | TERM IN MONTHS | MINIMUM AMOUNT FINANCED | CREDIT SCORE | AVAILABLE FOR | ||||
| 720 + | 670-719 | 620-669 | 550-619 | < 550 | ||||
| 2004-2008 | 36 | 5.75% | 6.25% | 7.25% | 10.00% | 14.25% | USED VEHICLES MOTORCYCLES | |
| 48 | 6.00% | 6.50% | 7.50% | 10.25% | 14.50% | |||
| 60 | 8,000.00 | 6.00% | 6.50% | 7.50% | 10.25% | 14.50% | ||
| 66 | 15,000.00 | 6.25% | 6.75% | 7.75% | 10.50% | 14.75% | ||
| 66 | 20,000.00 | 6.50% | 7.00% | 8.00% | 10.75% | 15.00% | ||
| 72 | 25,000.00 | 8.00% | 8.50% | 9.50% | 12.25% | 16.50% | ||
| 72 | 40,000.00 | 9.00% | 9.50% | 10.50% | 13.25% | 17.50% | ||
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| MODEL YEAR | TERM IN MONTHS | MINIMUM AMOUNT FINANCED | CREDIT SCORE | AVAILABLE FOR | ||||
| 720 + | 670-719 | 620-669 | 550-619 | < 550 | ||||
| 2009-2011 | 36 | 4.75% | 5.25% | 6.25% | 9.00% | 13.25% | NEW BOATS, RV’S (Boats RVs, max term 72 months) | |
| 48 | 5.00% | 5.50% | 6.50% | 9.25% | 13.50% | |||
| 60 | 8,000.00 | 5.00% | 5.50% | 6.50% | 9.25% | 13.50% | ||
| 66 | 15,000.00 | 5.25% | 5.75% | 6.75% | 9.50% | 13.75% | ||
| 72 | 20,000.00 | 5.50% | 6.00% | 7.00% | 9.75% | 14.00% | ||
| 72 | 25,000.00 | 7.00% | 7.50% | 8.50% | 11.25% | 15.50% | ||
| 72 | 40,000.00 | 8.00% | 8.50% | 9.50% | 12.25% | 16.50% | ||
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| MODEL YEAR | TERM IN MONTHS | MINIMUM AMOUNT FINANCED | CREDIT SCORE | AVAILABLE FOR | ||||
| 720 + | 670-719 | 620-669 | 550-619 | < 550 | ||||
| 2004-2008 | 36 | 5.75% | 6.25% | 7.25% | 10.00% | 14.25% | USED BOATS RV’S (Used Boats, RVs, max term 60 months) | |
| 48 | 6.00% | 6.50% | 7.50% | 10.25% | 14.50% | |||
| 60 | 8,000.00 | 6.00% | 6.50% | 7.50% | 10.25% | 14.50% | ||
| 60 | 15,000.00 | 6.25% | 6.75% | 7.75% | 10.50% | 14.75% | ||
| 60 | 20,000.00 | 6.50% | 7.00% | 8.00% | 10.75% | 15.00% | ||
| 60 | 25,000.00 | 8.00% | 8.50% | 9.50% | 12.25% | 16.50% | ||
| 60 | 40,000.00 | 9.00% | 9.50% | 10.50% | 13.25% | 17.50% | ||
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| PERSONAL LOANS | CREDIT SCORE | |||||||
| 720 + | 670-719 | 620-669 | 550-619 | < 550 | ||||
| MAXIMUM AMOUNT AVAILABLE TO FINANCE BY CREDIT SCORE | $7,500.00 | $5,000.00 | ||||||
| 36 MONTHS SIGNATURE | 9.25% | 11.25% | 16.00% | 18.00% | 18.00% | |||
| 48 MONTHS SIGNATURE | 9.75% | 11.75% | 16.50% | 18.50% | 18.50% | |||
| 24 MONTHS ALL PURPOSE/ MAX $2,000 | 8.75% | 10.75% | 15.50% | 17.50% | 17.50% | |||
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| Receive a .25% reduction of loan rate APR for loan payments made electronically, by ACH, or through payroll deduction. If electronic payments are discontinued, the loan rate will increase .25%. Also receive a .25% reduction of loan rate APR when loan amount financed is 80% or less of the NADA Retail, MSRP, or applicable value. | ||||||||
| SHARE CERTIFICATE RATES
REGULAR RATES |
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| TERM | RATE | YIELD |
| 6 MOS | 1.00% | 1.01% |
| 9 MOS | 1.05% | 1.06% |
| 12 MOS | 1.15% | 1.16% |
| 18 MOS | 1.35% | 1.36% |
| 24 MOS | 1.55% | 1.56% |
MINIMUM BALANCE IS $1,000
| JUMBO RATES | ||
| TERM | RATE | YIELD |
| 6 MOS | 1.05% | 1.06% |
| 9 MOS | 1.10% | 1.11% |
| 12 MOS | 1.20% | 1.21% |
| 18 MOS | 1.40% | 1.41% |
| 24 MOS | 1.62% | 1.63% |
MINIMUM BALANCE IS $35,000
