Archive for the ‘BCFCU BLOG’ Category


November Newsletter

Tuesday, November 11th, 2014

HELLO FROM PRESIDENT/CEO TERRY KIDD

The KDMC Benefits Fair was a huge success on November the 5th 2014; I enjoyed meeting all the members who attended.  I would like to thank all those who came to our table and became members or opened up a Christmas Club account. I am overwhelmed with the continued support the credit union receives from our membership that works in the KDHS facilities.

This is the holiday season officially with Thanksgiving only weeks away.  And members having been coming to the credit union or stopped by our table at the Benefits Fair to pick up their Christmas club checks. Christmas Club Accounts are really neat accounts and I wish that everyone would open one.  It makes the holiday shopping season so much easier.  The stress free existence of no Christmas loans and having money readily available for those holiday expenses is absolutely wonderful. I recommend it to anyone.

Thanksgiving is upon us and I would like to remind everyone that our office will be closed on Thursday November 27th 2014 for the holiday. Our Black Friday hours will be 9am to 12 pm drive thru only. And we will be open the normal business hours of 9 am to 12 pm on November 29th. Please everyone be safe and enjoy the time with family and friends.

To make your Black Friday shopping a little easier we have implemented the Skip A Payment Program for the November 28th payment.  The Skip A Payment will allow you to only pay the interest on the loans and a fee per loan skipped.  This will give you extra money to help with the holidays.  There are exclusions to this program, please call a loan officer to discuss in more detail.

And for anyone needing last minute gift ideas don’t forget about our prepaid gift cards, any amount over $5.00 can be loaded onto the card and our activation fee is merely $3.75.

May you all have a wonderful holiday season and many blessings.

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October Newsletter

Thursday, October 2nd, 2014

HELLO FROM PRESIDENT/CEO TERRY KIDD

October begins the holiday season here at the credit union as members begin paying their property taxes, buying Halloween candy, food for Thanksgiving dinner and Christmas presents from Black Friday until Christmas Eve.  I am looking forward to this rush of people coming into the credit union and telling their stories of family time together and the kindness the season brings.

For October, me and several of the staff members plan on setting up a table at the KYOVA Safe Trick or Treat Night.  Bring your witches, ghosts, goblins, princesses and other trick or treators out to see us.  The Safe Trick or Treat Night will be October 28th 2014 starting at 5:00 PM.

The biggest thing coming up is the 2014 Christmas Club checks.  This year the checks will be ready November 3rd in the office, any checks not picked up by November 6th will be mailed out.  Anyone participating in the Christmas Club program from the KDMC-OH facility may call the credit union between now and November 3rd and the staff members going to the KDMC-OH Benefits Fair on November 4th will bring them when they come.  Also for KDMC main campus members we will be on campus November 5th to pass out checks.

Since I’m mentioning  Christmas Clubs I have several things to remind everyone about.  Christmas Club enrollment starts November 1st 2014 for the 2015 season.  We now allow members to have their Christmas Club funds deposited into their savings or checking account.  If you choose to do this option you will have access to your funds as early as October 31st. This is a free election that we encourage everyone to participate in .  Also, for those who wish to sign up for the Christmas Club account, re open their account, or change the amount withheld from their payroll, please contact an MSR about the appropriate forms to fill out.

September 20th 2014 was Poage’s Landing Days downtown and I enjoyed all  the familiar faces that I saw while I was there.  The Rodney Atkins concert was great and I hope everyone that could attend went to watch him.  The car show and craft tent had an amazing display of vehicles and crafts for everyone to enjoy.

As always I encourage everyone to sign up for estatements.  It’s the paper friendly way to receive your statements.  One of my favorite features is the 12 months of storage readily accessible.  Also, for those who might not have read their statement from June 2014 we have begun charging $2.00 for a statement copy since our estatement system allows for instant and free access to your statements at any time.

This month in the September 2014 statements there will be the credit union’s first quarterly mailer.  It’s a quick glance of the things to look forward to over the next three months in one place.  Make sure that you check your December 2014 statement as the quarterly mailer will contain the date and time of the Credit Union’s annual meeting.  It’s a time when we all can get together and talk about what we want for the credit union, where we want the credit union to go, and how we plan on getting it there.

Speaking of the future of the credit union, the credit union management team would like to encourage everyone who has suggestions for the future of the credit union to let a staff member know.  We are starting to plan for the future of the credit union and we want to know what you want from your credit union.  Without you there wouldn’t be a credit union and I would like to thank each and every one of you for your business.

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September Newsletter

Friday, August 29th, 2014

HELLO FROM PRESIDENT/CEO TERRY KIDD

The Labor Day weekend has just past and I hope everyone can and does take the time off to enjoy the last days of summer with their family and friends. The credit union has been busy lately with back to school parents and the big Labor Day car deals that are going on. So we are looking forward to the break as much as you all are.

This year so far has been a good year for the credit union. We have done so much with new products and with a relatively young staff. We have started several new products like the Payday Loan Program and Skip a Payment Program. This time of year though is when we start thinking about the future of the credit union. Where we want it to be this time next year and the year after? If you all have any suggestions of products or services that you would like to have at the credit union let me or my office manager know. I personally would like to see another ATM in the area, we currently have one in Portsmouth and at our main office. Feel free to provide suggestions on where we should put another.

A new and interesting service that the credit union now offers is GAP insurance on secured loans. GAP insurance protects your vehicle or RV in the case of a total loss. If the total loss payout of the vehicle or RV is less than the loan balance then the GAP insurance will pay for the difference. I would strongly recommend this product to anyone who is buying a vehicle. There is a one-time fee of $200.00. Also, by the end of the year we will be able to offer joint disability insurance on all loans, currently our insurance company is going through a rewrite with the state of Kentucky that will add the joint disability as a credit insurance option.

Also, in the horizon is the Christmas Club Payout, next month will be the last month of the 2014 Christmas Club and checks are looking to be ready the beginning of November as normal. We will keep them in the office for a few days before mailing them. Exact dates and times will be set in the next newsletter. So for anyone who has yet to sign up for a Christmas Club account I would recommend that you do so as soon as possible.

For those who like to plan ahead remember that November will be the skip a payment month in the winter. Don’t forget to come in and fill out your 2014 Winter Skip a Payment forms. There are exclusions to this program please contact the Loan Department for a list of all exclusions.
I recently visited Pam Trimble and her staff at the Kings Daughters Medical Specialties of Prestonsburg. I would like to tell them how much I appreciate all the members we have from that area. You all are an excellent group of individuals.

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July Newsletter

Tuesday, July 8th, 2014

HELLO FROM TERRY KIDD

The fourth of July was this weekend and for all of you that were off and able to enjoy it I hope that you made the most of the day celebrating our country’s independence and in remembrance of all those who have given their lives for our freedom.

This year at the credit union has been an extremely interesting time, we are experiencing a lot of growth in new members and for all of those who joined the credit union over the last six weeks I would like to say welcome to the credit union.  This credit union is your credit union and if you have any questions or concerns please get a hold of me.  My door is always open to suggestions on how to make your credit union experience unique.

I would like to remind all of you who have not finalized your weekend and vacation plans that we do have discounted theme park tickets to Kings Island, Cedar Point, Dollywood, Camden Park and Kentucky Kingdom.  Please call an MSR for a complete listing and prices.

The Vacation Club checks for the 2014 season were handed out last month and I encourage everyone who has not already signed up for the 2015 Vacation Club season to do so to maximum their savings potential for their 2015 vacation or home improvement project.

We have just finished our quarterly mailer and after watching several days’ worth of folding and stuffing by my staff I must encourage everyone to go out to their online banking and sign up for estatements.  The process is quick and simple and a lot less paper in the world.

Our two newest programs did really well last month we had 40 participants in the Skip A Payment program in June and we are glad that we can help those of you who signed up for the program.  Remember that the Skip A Payment program will be back around in November so if you missed the opportunity last month November will be here before you know it.

Our PayDay Loan program has really taken off and I am glad that we can help so many of you get out of the PayDay Loan Cycle. We hope to continue to help many more of our members this year to get free from their PayDay Loans.

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SHARE DRAFT – CREDIT UNION CHECKING

Thursday, April 1st, 2010

Will you open a Bluegrass Community FCU interest bearing share draft (checking) account that may include all of the value provided by your ATM/Debit Card access to the account (CASH, Point of Sale Purchase)?

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Need for CASH FAST!

Thursday, April 1st, 2010

Do you find great value in providing you availability to CASH? BCFCU is implementing a new ATM/Debit Card program including providing you CASH from your $$ (more…)

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CREDIT UNION LOANS

Thursday, April 1st, 2010

The Credit Union has money to lend to our members – Is BCFCU your 1st choice to apply for a loan? Please see our Rates page.

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Welcome!

Thursday, March 11th, 2010

Thanks for visiting our blog. We have just launched it and havne’t gotten any posts up yet. Please check back soon for blog posts and updates!

Thanks,
BGCFCU

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